Residents across Iowa are being warned about a new text message scam that’s making the rounds, and it’s convincing enough to make even careful drivers do a double-take.

The message, sent from an international-looking phone number, claims that an “Iowa court has issued a conclusive collection order” tied to unpaid driving fines. It goes on to threaten serious consequences, including permanent marks on your driving record, revoked driving privileges, and additional legal costs if payment isn’t made immediately.

There’s just one problem...it’s completely fake.

Scam Texts To Watch Out For
Scam Texts To Watch Out For
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What the Scam Looks Like

The text includes official-sounding language, references to Iowa law, and a deadline to pay. It also provides a suspicious link that appears to mimic a government website, urging users to “complete the payment” right away.

Scammers even add urgency by listing penalties and a specific cutoff date, hoping recipients will panic and click before thinking it through.

Red Flags to Watch For

Experts say there are several clear warning signs:

  • The message comes from a random or international number
  • The link is not a verified government domain (it ends in “.life,” not .gov)
  • It asks for immediate action under threat of penalties
  • It encourages replying with a letter (“Y”) to proceed

Most importantly, legitimate agencies like the Iowa Department of Transportation do not send legal notices or payment demands via random text messages.

What You Should Do

If you receive a message like this:

  • Do not click the link
  • Do not reply
  • Delete the message immediately
  • Report it as spam on your device

If you’re concerned about real fines or your driving record, always go directly to official government websites or contact local authorities.

Not only is it happening here in the Midwest. Police officers in Florida are also warning people about this text:

Bottom Line

This scam is designed to scare people into quick action, but taking a second to check the details can save you from handing over personal information or money. If it feels urgent and a little off, it probably is.

LOOK: The biggest scams today and how you can protect yourself from them

Using data from the BBB Scam Tracker Annual Risk Report, Stacker identified the most common and costly types of scams in 2022.

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